Insurance Claims
We Handle the Claim.
Navigating an insurance claim after storm damage is stressful. We do this every day — and we fight to make sure you get every dollar you’re entitled to.
From Damage to Settlement
Most homeowners have never filed a storm damage claim. We have — hundreds of times. Here’s how we guide you through it.
Free Storm Inspection
We inspect your roof, siding, gutters, windows, and vents. We document all damage with photos and measurements — before you even contact your insurance company.
We Help File the Claim
We walk you through the claims process, help you file correctly, and make sure nothing gets missed. Our documentation gives your claim the best possible foundation.
We Meet the Adjuster
We’re on-site when your insurance adjuster comes. We point out every item, present our documentation, and advocate for a complete and fair assessment.
Settlement & Supplements
If the initial estimate misses items, we submit supplements to your insurer. We fight for every dollar you’re entitled to — not just the easy approval.
Full Restoration
Once approved, we complete all work — roof, siding, gutters, windows — to pre-storm condition with a written workmanship guarantee.
Insurance FAQs
Does insurance cover hail damage?
Most homeowner policies cover hail and wind damage as a standard peril. Coverage depends on your deductible, policy type (ACV vs RCV), and how old your roof is.
How long do I have to file?
Most policies have a 1-year window to file a storm damage claim from the date of loss. Don’t delay — damage gets worse and documentation gets harder over time.
Will my rates go up?
Storm damage is a weather event — not your fault. Most insurers don’t raise rates for a single weather-related claim. Ask your agent about your specific policy.
What is ACV vs RCV?
ACV (Actual Cash Value) pays depreciated value. RCV (Replacement Cost Value) pays what it actually costs to replace. We’ll help you understand your policy.
Storm damage?
Don’t navigate it alone.
Free inspection, free claim guidance. We’ve done this hundreds of times.